MyInstantOffer Pre Approved Code

In this article, we’ll discuss Code and how you can use it to apply for a personal loan of up to $40,000.

MyInstantOffer is one of the world’s leading p2p lending platforms. The website is run by Lending Club, the world’s largest online lenders and pioneers of the peer-to-peer lending business model.

MyInstantOffer is a platform that finances loans as little as $1,000 and as large as $40,000. They also offer business loans of up to $300,000. These are fixed-rate loans given out for periods of 36 months to 60 months.

However, the higher the period of the loan, the greater is the interest incurred.

MyInstantOffer also gives out Pre Approval Loans based on one’s credit history. To avail of these pre-approval loans, one must send their application along with a pre-approved code. In this article, we’ll discuss what that code means and how to use it.

How Borrowers can Benefit from MyInstantOffer

Before we show you how to apply for MyInstantOffer Pre Approval Loans, the following are some of the greatest benefits of using MyInstantOffer.

High Loan Amounts

Banks do not generally give out high loans. Furthermore, they need you to justify exactly why you need the amount and what you intend to do with it. If they feel you do not need a certain amount, they sometimes offer lower loans as well.

MyInstantOffer, in comparison, is a lot more liberal with their loans. You don’t need to justify why you need a loan. You only need to have a strong credit history to make you viable. Once you get approved for a loan based on that, you can take out the loan for any purposes at all.

Furthermore, you get personal loans of up to $40,000. The only thing you have to guarantee is that you can pay off the loans within the given time period of 36 to 60 months,

No Collateral

Banks ask for collateral while offering loans. As such, if you fail to pay off a loan within a given time or default, the bank can seize your assets. This is quite a frightening prospect.

However, MyInstantOffer doesn’t keep collaterals. You have to either set up automatic payments so they take the amount directly from your account when the time comes.

Or you can turn off automatic payments and clear the payment by check, though that will entail paying a $7 processing fee.

In either case, MyInstantOffer loans are a lot safer.

Low-Interest Rate

One of the primary reasons borrowers choose p2p platforms is because of the low rate of interest. Upon taking loans from banks, you have to pay a high rate of interest over time. However, with MyInstantOffer, the rate of interest can even be as low as 7%.

The rate of interest is determined by various factors, including the borrower’s credit history, credit score, risk potential, and the term of loan.

To minimize interest rate, the borrower should maintain a strong credit score over 600 and take the loan for only 36 months.

Quick Loans

Banks can often take a long time in approving you for loans. They may even take weeks to grant the loans. This is not ideal if you need loans quickly.

However, with MyInstantOffer, you can apply for the loan as soon as you are vetted and verified. Once you are verified, you have to select a lender, preferably one that offers immediate service.

Following that, the loan amount will be transferred to your account within just four working days.


There can be no anonymity when dealing with traditional banks. You are required to hand over all your personal details and justify why you need the loan.

However, MyInstantOffer protects its borrowers’ anonymity. Investors can only view details that are relevant such as your credit history, employment history, financial records, etc.

MyInstantOffer doesn’t reveal who the borrower is. This helps protect the users’ anonymity, making it secure.

You can also check my MyInstantOffer Review for more details

What is MyInstantOffer Pre Approved Code?

MyInstantOffer sends out emails to individuals with a strong credit score. Those who meet their requirements become eligible for a loan. When MyInstantOffer sends a Pre Approval Loan email, they send a MyInstantOffer Pre Approved Code as well.

The MyInstantOffer Pre Approved Code is a 12-digit code in the offer letter. You have to enter this code into the slot provided while filling out the personal loan application.

How to Apply for MyInstantOffer Code?

To apply for MyInstantOffer Code, you need to go to and enter the necessary details.

  • MyInstantOffer Code: Enter the 12-digit code in the correct slot.
  • Amount: You can enter any pre-approval loan amount up to $40,000. You should also mention why you need the loan
  • Applicant Detail: You need to mention if you’re applying individually or as a group. If you’re applying individually, you will get approved for the loan a lot sooner but you’ll be restricted to the $40,000 amount. However, if you’re applying with someone else, the process will be delayed but you’ll be eligible for a higher amount.
  • Date of Birth: This is self-explanatory.
  • Income: You should mention what’s your annual income, inclusive of all sources of income such as pension, salary, etc. Be sure to mention all sources of income.
  • Name: Your official name. This is used to retrieve your credit history and determine your risk potential.
  • Address: Your registered address helps them make sure they don’t have you confused with another individual with the same name.
  • Email Address: You can set up your Lending Club Login Account using your email address. This is also where you’ll receive all the important MyInstantOffer emails.
  • Social Security Number: You have to give your Social Security PIN number.

Once you provide all of these details, along with the MyInstantOffer pre-approved code, you’ll get officially approved almost immediately.

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